Finding the right mortgage rate can be a stressful process, especially if you’re trying to find the best mortgage rates regin. Luckily for you, we’ve done the work for you and have found some of the best rates available in Regina.
1) ABC Lending
ABC Lending has a great reputation for being a good lender. They have a great website that is easy to use and they also have great customer service, so you can easily get in touch with them if you need assistance. ABC Lending provides an excellent selection of mortgage products, including their ‘Prime Rate’ which is among the best in Canada right now. Best of all, their rates are some of the lowest on this list – and they’re available to everyone!
2) ZXS Financial
ZXS Financial is a mortgage broker that was founded in 2009 and has since grown to be one of the largest independent mortgage brokers in Canada. ZXS Financial is also a member of two organizations: the Canadian Mortgage Brokers Association (CMBA) and the Mortgage Brokers Association of Saskatchewan (MBAS).
3) Commonwealth Bank
Commonwealth Bank offers a variety of mortgage products, including fixed-rate and variable-rate mortgages. Fixed rate mortgages are typically the best option for people who are concerned about interest rates going up in the future. Fixed rate mortgages have a set interest rate for their term, which could be anywhere from two to 25 years depending on your needs and goals. The biggest benefit of choosing a fixed rate is that you will know what your payments will be every month until it expires. Variable rate mortgages are great if you’re looking for more flexibility but less security than what you would get with a fixed mortgage. With this type of product, the lender can change your interest rate at any time during the term of the loan – however, they must give you advance notice before doing so (typically 60 days). Variable loans usually come with lower initial rates than comparable fixed-rate deals; however there’s no guarantee that those rates will stay low indefinitely.
4) Regina Building Society
Located in Saskatchewan, the Regina Building Society is a credit union that offers competitive rates on its mortgages. If you’re currently working with another financial institution and would like to switch over to this one, you can do so easily by applying online or over the phone. You can also drop into one of their branch locations if you prefer face-to-face interactions with your mortgage broker.
5) TD Canada Trust Mortgage Rates Regina
TD Canada Trust offers a variety of mortgage products and services, including mortgages, personal loans, home equity loans and lines of credit as well as credit cards, business banking and investment services. Mortgage rates from TD Canada Trust range from 3.59% to 5.39%.
The best rates for mortgages in Regina.
There are a few different ways for you to get a mortgage in Regina: at a bank, credit union or through a mortgage broker. When you apply for your home loan at any of these institutions, they will run your credit and financial history. They will also check to see if there are any judgments or liens against you. If there are, they may not approve your loan application. That’s why it’s important to make sure that all of this information is accurate before making an application.
There are a lot of options out there for homebuyers. We’ve compiled the top 5 best mortgage rates in Regina so you can choose which one is right for you.